Buying Online Car Insurance

Buying Online Car Insurance

It is quite a common scene these days to see videos of accidents on various social media platforms. First and foremost, they can be gruesome and instill a lot of fear in potential buyers and new drivers. While a person has very little control over such content, there is a lot that they can do to ensure their own safety. Buying online car insurance is one of the easiest ways of securing yourself from some of the most dreadful encounters when it comes to cars.

There are a number of reasons why one must buy an insurance for their cars. For starters, not having a valid insurance opens up the risk of hefty fines when caught by a traffic police. According to the laws, it is mandatory for a person to drive their car with a valid insurance. Secondly, there are a lot of risks that come along with driving cars on the road.

Agreed, one might be a very careful driver but not everyone driving on the road is sensible or responsible. In fact, in lots of them, innocent people are at the receiving end of incidents. If you wish to safeguard yourself and your car from such unwanted situations, insurance is your only way out.

Before you set out to buy online car insurance, it can be quite helpful to know the different types of insurance available in the market. In India, you can either buy a comprehensive policy or a third-party liability policy for your car.

A third-party liability policy is the more affordable option of the two and offers just the bare minimum requirements. Should your vehicle meet with an accident, there is a probability of causing damage or injury to third party individuals or properties during the ordeal. With third party liability policy, you need not worry about the same.

A comprehensive policy, on the other hand, costs a bit more than third party liability cover and offers a lot more as well. It includes the third-party cover and adds cover for own damage as well. With a comprehensive policy in hand, you need not worry about damages arising out of natural calamities or issues caused by men such as riots, vandalism, theft or burglary.

Why Buy Online Car Insurance?

Over the last few years, online car insurance has found a lot of takers and quite rightly. There are a number of reasons behind the immense demand for the same. One of the simplest reason is the convenience that it comes with. Imagine the power of buying a policy at any point in time from anywhere, as long as you have the mandatory information along with you.

Also, most of the policyholders like the fact that with online insurance they are not forced into buying a policy as per their agents or other company representatives. You have the power to choose your own policy and thus, have better control.

When you buy an online car insurance, you bypass a lot of intermediaries. This is one of the reasons why online policies are for the most part cheaper than their offline counterparts. Buying online car insurance is also faster. You can finish the entire buying process within a few minutes and the have the policy in your mailbox in some time as well. If you are in a hurry or approaching the expiry of your policy, online is the best way to go.

Reasons to Buy Online Car Insurance

Apart from the above, buying online car insurance allows you to compare policies on insurance aggregator websites like You could go ahead and compare the offerings of various insurers on your own on Coverfox, but it can be a cumbersome task. An easier alternative is to visit a comparison website. You just need to enter some basic information and the website will do all the hard work behind the scenes for you. Here are some of the benefits of comparing.

  • Convenience

You get quotes and information from the top insurers of the country. Thereby, letting you choose only from the best in the business.

  • Features

In comparison, you will be able to buy a policy that offers a lot of features for its premium. You also get a better understanding of the features offered by various insurers.

  • Savings

Since you get to see the quotes and features side by side, you can get a direct comparison between policies and pick one that fits your budget.

Buying online car insurance is the smartest way to buy a car insurance. With comparison, you can take it to the next level when it comes to lower premiums and better features.